Tuition Fee Loan Full-time undergraduate, tuition fee only funding students

5. How it's paid

Who we pay

A Tuition Fee Loan is paid directly to your university or college on your behalf. If you applied without a confirmed place, tell us if your course has changed so we can pay the correct university or college.

Loan payments are made to your university or college once they have confirmed that you've registered on your course and are attending.

When we pay

Your loan is paid in three lump sums during your academic year, normally around the start of each term. The first two payments are each 25% of the total amount borrowed, the final payment is the remaining 50% of the total amount borrowed.


Andy borrows a Tuition Fee Loan of £4,750, this will be paid to the college or university in the following payments:

Payment % of total amount borrowed Amount paid
1 25% £1,187.50
2 25% £1,187.50
3 50% £2,375.00
  Total amount paid £4,750

What we need before we pay you

Before we can pay your university or college, we need to check your National Insurance Number (NINO) with the Department for Work and Pensions (DWP). If you don’t have a valid NINO before the start of your course, we can only pay the first instalment of Tuition Fees until we get a valid NINO.

You can give us your NINO when you apply for student finance. If you don’t have a NINO, you can apply for one at:

Your Notification of Entitlement letter

If your application is successful we'll send you a Notification of Entitlement letter. This letter explains what types of student finance you're getting, how much you'll get and when to expect your payments to be made.

You should always read and keep these letters. Make sure you understand your entitlement and what this means to you.

What is a reassessment, and how can it affect my funding?

If your circumstances change, this can result in a reassessment of your student finance so it's very important that you keep us up to date with any changes

We'll work out your new entitlement based on the change and send an updated Notification of Entitlement letter.

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