Maintenance Loan Full-time undergraduate, Northern Ireland students
2. Who can get this loan
You don't need to work out if you're eligible - we'll do it for you
This page is intended for your information only. Make your application for student finance, we'll determine your eligibility and let you know.
The following can contribute to your eligibility for a Maintenance Loan for full-time undergraduate Northern Ireland students.
Nationality and residency
You could get this funding if you’re able to identify as one of the following:
A UK or Irish Citizen or someone with settled status in the UK
- normally live in Northern Ireland
- have been living in the UK, the Channel Islands or the Isle of Man for the three years before the first day of your first academic year
An EU National
- have settled or pre-settled status under the EU Settlement scheme
- normally live in Northern Ireland
- have been living in UK, the Channel Islands, the Isle of Man, for the three years before the first day of your first academic year
EU Nationals with less than-three years residency in UK & Islands may be eligible for EU student funding.
A UK National or family members of UK National who has been living in the EEA or Switzerland
- have normally lived in the EEA or Switzerland on or before 31 December 2020
- have lived in the UK, Gibraltar, the EEA or Switzerland for the three years before the first day of your first academic year
- be studying in Norther Ireland
An eligible exception residency type
Our eligible exception residency types can include refugees, those under humanitarian protection or their immediate family members.
Resident in another area of the UK but living in Northern Ireland while you study
You will not be classed as ‘ordinarily resident’ in Northern Ireland and will not be eligible for support from Student Finance NI. You should contact your home funding provider for further information on what support is available.
Maintenance Loans are only available if you're under 60 on the first day of the first academic year of your course.
To qualify for this loan your course must result in one of the following qualifications:
- a first degree, for example, a BA, BSc or BEd
- a Foundation Degree
- a Certificate of Higher Education
- a Diploma of Higher Education (DipHE)
- a Higher National Certificate (HNC)
- a Higher National Diploma (HND)
- a Postgraduate Certificate of Education (PGCE)
- Initial Teacher Education (ITE)
Your university or college will be able to confirm the course's qualification.
Place of study
Both your course and place of study must be eligible for funding from us. Your university or college can be:
- a publicly funded institution based in the UK or Republic of Ireland
- a privately funded institution based in the UK that runs individual courses which attract public (Student Finance NI) funding. These courses must have received ‘specific designation’ from the Department for the Economy
You need to study at least 50% of your course in the UK or Republic of Ireland. Your university or college will be able to confirm their eligibility for funding from us.
You’ll usually get student finance for your first higher education degree but exceptions can apply.
You could get limited funding if, for example:
- you change course
- you leave your course but decide to start again
- you’re ‘topping up’ a higher education qualification, for example you’ve finished an HNC, HND or Foundation Degree and now want to do an Honours degree
- You already have a degree and you're starting a specified second degree, you can contact us for details of eligible courses
If you've previously studied a course at this qualification level you may not get funding, even if your previous course was self-funded.