Student Contribution Loan Full-time undergraduate, tuition fee and living cost students
1. What is it?
It's a loan to help pay the Student Contribution Fee charged by universities and colleges in the Republic of Ireland.
This funding is only available to tuition fee and living cost students studying an eligible course in the Republic of Ireland.
Universities and colleges in the Republic of Ireland do not charge undergraduate tuition fees. However, most require students to pay a Student Contribution Fee.
If your application is successful, your Student Contribution Loan is paid to your university or college on your behalf.
You can apply for a Student Contribution Loan on its own or alongside any other available finance as part of your student finance application each year.
The quickest way to apply is to sign into your student finance account.
Student Universal Support Ireland (SUSI)
Some students studying in the Republic of Ireland may be able to get a grant from Student Universal Support Ireland (SUSI). This grant is non-repayable. You may wish to speak with SUSI before applying for a loan from Student Finance NI.
If you are unable to get a grant from SUSI you can apply for a loan from Student Finance NI. You can also apply to Student Finance NI for any additional available finance even if you will receive a grant from SUSI.
You can't get funding from both SUSI and Student Finance NI for the same purpose, so if you're getting funding from SUSI for your contribution fee, you cannot also get funding towards the contribution fee from Student Finance NI.
The deadline for applying to Student Finance NI is 9 months from the first day of your academic year.
Does it need to be paid back?
Yes - Student Contribution Loans are repaid. Interest is charged on any amount borrowed from the date the first payment is made to your university or college.
As part of your student finance agreement, you must keep us up to date with any changes to your course or personal details as these can affect your funding, including how much you have to repay and when.
Downloadable Guides
- Guide and Financial Support for Full-Time Students in Higher Education - 2026 to 2027 PDF (644.1 KB)
- Full-Time Higher Education Student Finance - Entitlement to Support and Payment Guide - 2026 to 2027 PDF (338.1 KB)
- Guide and Financial Support for Full-Time Students in Higher Education - 2025 to 2026 PDF (1 MB)
- Full-Time Higher Education Student Finance - Entitlement to Support and Payment Guide - 2025 to 2026 PDF (633.2 KB)