Maintenance Loan Full-time undergraduate, Northern Ireland students

3. How much can I get?

The amount you can get depends on your individual circumstances

The only way to know exactly how much you'll get is to apply but you could get up to £6,780.

Maintenance Loan based on your household income

As part of your application you'll be asked if you'd like to have your household income information taken into account. If you do, you may be able to borrow more or get a Maintenance Grant.

Maximum available

The table below shows the maximum Maintenance Loan amounts for the last two academic years and is based on an application where the household income has been provided.

Your living arrangements Maximum Maintenance Loan for
2020 to 2021 academic year
Maximum Maintenance Loan for
2021 to 2022 academic year
Living with parents Up to £3,750 Up to £3,750
Living in London and not with parents Up to £6,780 Up to £6,780
Living outside London and not with parents Up to £4,840 Up to £4,840
Living abroad for at least one term as part of your course Up to £5,770 Up to £5,770

Final year of study

You'll receive a lower Maintenance Loan than in previous years.

In any year other than your final year we'll consider the period between academic years as a period during which you'll require student finance, as you're a continuing student. 

At the end of your final year you are no longer a continuing student, so any time beyond the end of your final academic year is not considered eligible for student finance. This means you'll get less Maintenance Loan in your final year. 

It's important that you factor this into your final year finances.

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