Maintenance Loan Full-time undergraduate, tuition fee and living cost students
3. How much can I get?
The amount you can get depends on your individual circumstances
The only way to know exactly how much you'll get is to apply.
Maintenance Loan based on your household income
As part of your application you'll be asked if you'd like to have your household income information taken into account. If you do, you may be able to borrow more or get a Maintenance Grant.
Maximum available
The table below shows the maximum Maintenance Loan based on an application where the household income has been provided.
|
Your living arrangements |
2026 to 2027 academic year |
2025 to 2026 academic year |
|---|---|---|
|
Living with parents |
Up to £6,471 |
Up to £6,300 |
|
Living away from parents, in London |
Up to £11,699 |
Up to £11,391 |
|
Living away from parents, outside London |
Up to £8,352 |
Up to £8,132 |
|
Living abroad for at least one term as part of your course |
Up to £9,956 |
Up to £9,694 |
If you're not in contact with your parents or you've spent time in care, you might not need to provide details of your parents' income when you apply. Go to our estranged students and care leavers page to find out more.
Final year of study
You'll receive a lower Maintenance Loan than in previous years.
In any year other than your final year we'll consider the period between academic years as a period during which you'll require student finance, as you're a continuing student.
At the end of your final year you are no longer a continuing student, so any time beyond the end of your final academic year is not considered eligible for student finance. This means you'll get less Maintenance Loan in your final year.
It's important that you factor this into your final year finances.